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Working Capital Loans for Small Businesses

Keep your business running smoothly with flexible working capital funding.

Unsecured Business Loans
working capital loans for small business

Quick & Flexible Working Capital Loans – Designed for MSMEs and Self-Employed Business Owners

Small businesses are constantly under pressure: they pay wages and rent, maintain stock, keep the books, and seize new opportunities. Whether you’re managing cash flow gaps or planning for growth, our working capital loans for small businesses are designed to keep your operations moving without disruption.

Navkar Financial Services LLP is a Mumbai-based platform that supports self-employed professionals and small business owners like you across Mumbai and India in obtaining quick, unsecured working capital loans. We offer a stress-free, seamless access to top working capital loans from over 30 trusted banks and NBFCs

why choose us?

Why Choose Navkar for Your Working Capital Needs?

Unsecured Business Loans
Loan services

Already Have a Business Loan?

Choose a comprehensive solution with our Business Loan Balance Transfer facility. Minimise EMIs, reduce interest, and increase the monthly available cash, all with our assistance.

working capital loans for small business

What is a Working Capital Loan?

A working capital loan is a short-term business financing option that helps you meet your daily operational needs. Unlike term loans, it is not intended to acquire an asset, but rather to maintain a proper cash flow, particularly during seasonal downturns, billing backlogs, or periods of business growth.

As a retailer, trader, freelancer, or service provider, it offers you strong independence in working capital management, allowing you to remain responsive and prepared to seize opportunities.

Smart Working Capital Loans Built for Your Business Growth

We not only provide working capital finance loans to small businesses at Navkar Financial Services LLP, but we also offer personalised financial services solutions to businesses, allowing you to keep up with the competition, attend to short-term requirements, and react to growth opportunities without any sleepless nights.

Secured & Unsecured Loan Options

Options are unsecured, which means you don't need any collateral. You can also avoid borrowing more and secure better rates by opting for loans and packages that align with your cash flow and objectives.

Fast Approval & Disbursal

Have your money fast and without fuss with easy application, fewer documents to be fulfilled, and within a few working days, you will never miss a business opportunity.

Competitive Rates, Flexible Terms

You get access to cheaper interest rates and a loan size of up to 1 crore, and you can pay monthly dues linked to your business cycles and revenue trends.

Unsecured Business Loans
how it works

Fast & Easy Loan Process Here

Getting the right loan is never easy. Here’s how we simplify your loan approvals from start to finish:

Share Your Requirement

Tell us everything about why you need a loan – is it for a home, property, or business? Share every basic detail.

We Compare & Customize

Let’s then compare your loan profile with those of 30 banks and NBFCs to find the top matching loan offer for you.

Get Funded, Hassle-Free

Complete documentation with our help and receive quick approval and disbursement.

Who Can Apply?

We serve a wide range of small business owners and professionals, including:

You must have:

Unsecured Business Loans

Get Started Today

A short-term cash crunch is not meant to slow you down. No matter whether you require 1 lakh or 50 lakhs of working capital finance, Navkar will ensure that you can get working capital finance affordably, with ease, and with ease of understanding.

Navkar Financial Services LLP — Empowering small businesses with innovative financial solutions.

We Work With Top Lending Partners

A working capital loan is a short-term loan you can use to cover a business’s daily expenses, such as payroll, rent, and inventory.

Small business owners and self-employed citizens who have the most basic business documentation, as well as regular cash flow, are eligible for such loans.

Depending on your business profile, income, and the requirements of a particular lender, you may be eligible for up to 1 crore.

You can apply online, compare interest rates and lending rates of banks/NBFCs, and get financed in a span of a few days with minimum paperwork.

The working capital loan model represents a short-term financing option specifically designed to help micro, small, and medium-sized enterprises manage their cash flow.